Subsidence repair costs: how to pay
Subsidence repair in Greater London can arrive as a surprise bill. These are the main ways homeowners cover it, so you can pick the right route before a specialist starts work.
Claim through your buildings policy
Many UK buildings policies cover subsidence. Check your policy schedule for the excess amount, which often runs higher on structural movement claims than on routine ones.
Owners of residential properties who hold buildings insurance and are seeing cracks or signs of structural movement.
Pay the uninsured portion yourself
Any amount your insurer will not pay, including the policy excess, becomes your direct expense. A free quote sets out those figures before the specialist begins.
Owners with funds available to cover what a buildings policy will not pay.
Spread the cost via a finance broker
When underpinning, resin injection or foundation work reaches a substantial total, ask the specialist about arranging a referral to a broker when you request your quote.
Homeowners who would rather spread the cost across monthly instalments than pay the total in one go.
Borrowing arranged by an independent broker
Subsidence Repairs London does not provide credit or any form of lending. If the full repair cost is not manageable in a single payment, raise that with the specialist and they can point you toward a finance broker who may be able to help. That finance broker operates as an entirely separate business, independent of Subsidence Repairs London. The broker reviews every application alongside its lending partners and makes its own decision; we play no part in that. Acceptance is not certain, and the broker may decline an application after running its own credit and affordability checks. If a finance arrangement is completed, Subsidence Repairs London may be paid a commission by the broker. The broker sets all interest rates and repayment schedules, so go through the full agreement before you sign anything.
Get a written quote today
Send the property address, a note on what you have spotted and which service fits. A specialist will come back with a written quote before any repair work is agreed.
- Free quote on every enquiry
- No obligation to proceed
- Covering all of Greater London